Both Star Health Insurance and HDFC ERGO, the best health insurance companies, are available today. But there are potential differences between them that can make a massive difference to the policyholder. As a result, it can provide a different customer experience altogether. That is why it is crucial to map out Star health insurance VS HDFC ERGO.
One can also compare Star health vs. Max Bupa to understand if star health is genuinely beneficial for them in the long run. This way, you can get an unbiased approach for all these plans and compare them accordingly. Later, you can buy the scheme that suits you best.
Health Insurance Plans
A potential health insurance firm must provide you with various benefits to help you choose a suitable plan conveniently. Although both star health and HDFC ERGO offer a host of health insurance plans at your comfort, star health provides a more hands-down range of plans for you. In total, Star health offers 11 different health insurance plans, while HDFC ERGO offers only six. Thus, HDFC ERGO limits your choice of plans, while star health allows you to enjoy a broader range of them.
E-services
Insurance plans are not enough. It would help if you had e-services to tailor the program to your needs and expectations. Such a thing allows you and your family to receive comprehensive protection from the insurance provider and enjoy financial security in the long run. Both Star Health and HDFC ERGO offer lump-sum e-services like policy purchase renewal, claim settlement, and even online consultation. So, the e-services are highly useful, providing immense flexibility and convenience together.
Branches
Sometimes, insurance companies may need you to visit them for any emergency. As such, having their branch nearby is an excellent convenience. It also prevents you from running errands and increasing your daily stress. With Star Health, you can get the availability of more than 640 branches in your country. So, you can enjoy the ease of experience wherever you go. However, this may not be so efficient when you go for HDFC ERGO. The company only offers access to 100 branches. Naturally, Star Health is the winner here.
Hospital Networks
Access to hospital networks is increasingly important today. It allows you to engage with reliable networks that are directly connected to your insurance company. So, receiving a cashless treatment wouldn’t be a hassle at all. With more networks of hospitalizations, you can get access more easily at any time and anywhere. Also, it allows you to choose from these versatile choices to opt for help from the best one. Star Health provides nearly 9,000 hospital networks, while HDFC ERGO has around 10,000. If you wish for a versatile range of hospital networks, you can choose HDFC ERGO for more flexibility.
Claim Settlement Time
Star Health provides 90% cashless claims settled in 2 hours. This is ideal for individuals who want to get a claim settlement done within a day. But for people who need immediate claim settlement, HDFC ERGO can help you get it done in less than 20 minutes. It also provides cashless claim settlement for you. So, you can choose accordingly.
The Bottom Line
Both Star Health and HDFC ERGO provide exceptional benefits to the customers during need. SO, you can scout for them according to your need and preference. If you are looking for paramount flexibility, accessibility, and credibility, you can count on both.
Author
Chetan Sharma is a professional digital marketer and blogger at heart. He owns multiple educational blogs like Selina Concise and many others.
